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Home > Corporate Business > Transaction Banking > Bank-Government Cooperation > Ledger Management Business for payment of workers’ wages in the construction field

Ledger Management Business for payment of workers’ wages in the construction field

发布时间:2019-12-29

Definition of product

Ledger management business for payment of workers’ wages in the construction field of Guangzhou Rural Commercial Bank: Construction enterprises implement separate bank account management for workers’ wages and other payments of project costs in construction projects. Engineering projects are taken as the units and special accounts for payment of workers’ wages in construction field are established in our bank to pay the workers’ wages. Our bank will provide approval, payment and wage paying businesses for the construction enterprises.

  

Characteristic high quality services

I. Construction enterprises

(I) Basic services

1. In compliance with management requirements: in compliance with ledger management requirements for the payment of workers’ wages in the construction field of Guangzhou City.

2. Wide coverage of branches: the business branches cover a wide range and the number of branches ranks first in Guangzhou.

(II) Characteristic services

1. On-site service: provide on-site account opening and other services for construction enterprises.

2. Group account: provide group account management services for the construction enterprises with multi-level management requirements.

(III) Information security

1. Hierarchical management: The construction enterprises are subject to multi-level management with different roles, and handling and review procedures are set up to ensure the safety and reliability of the wage review process.

2. Electronic approval: electronic data validation, full online approval and avoidance of mistakes and omissions in links of staff service.

  

II. Construction workers

(I) Basic services

1. Multiple functions: multiple deposits and multiple currencies in one card. It has functions such as transfer and settlement, depositing and withdrawing cash, shopping consumption, integrated financial management, payment and receipt agent business and short message notice, etc.

2. Abundant channels: card holders can handle business at more than 600 business branches, 3,400 self-service devices of our bank, and electronic channels such as telephone bank, online bank, mobile bank, and direct bank; online payments such as AliPay, WeChat, and UnionPay are available.

  

(II) Exclusive offer

1. Open card for free: Card-opening is free of cost and annual fee.

2. Sign up for free: there is no handling fee for signing up for online bank and mobile bank business.

Intimate service: provide on-site card opening service and batch card opening service.