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Home > Personal Business > Personal Deposit > Negotiable Certificates of Deposit
发布时间:2024-07-02
Negotiable certificates of deposit business refers to the innovative business that when our retail clients hold large deposit certificate products, when there is a demand for realization, they can transfer the products to other clients at a certain price through the transfer platform (The amount of products and their corresponding rights and interests are transferred simultaneously), so that the transferor can obtain working capital and the transferee can obtain large deposit certificate products and corresponding rights and interests.
Business characteristics
1. It is convenient for clients’ use
Negotiable certificates of deposit business provides clients with a new channel to realize large deposit certificate in advance to meet the urgent needs of clients.
2. The price can be determined by oneself
The client can set the transfer price independently, floating around the suggested price, and the floating rate is not more than 1%.
3. It can specify trading partner
When the client initiates the transfer, he can specify the transaction partner of the certificate and determine the transferee in advance.
Handling channel
The business can be handled through mobile banking and online banking channels.
* The domestic and foreign currency deposits taken by the Bank is subject to the protection according to the Deposit Insurance Ordinance.
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