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Home > Corporate Business > Corporate Lending > Jinmi Government Procurement Loan
发布时间:2020-06-29
I. Definition of product
“Jinmi Government Procurement Loan” refers to the credit extension business used to meet the funding demands of raw material procurement, organization of production, cargo transportation, salary payment, etc. and provide credit extension support for the participation of those government procurement suppliers with good credit and normal operations in government procurement projects.
II. Scope of application
(I) Government procurement suppliers registered in the dependency of the Bank (including enterprises and individuals)
(The dependency of the Bank included Guangzhou, Zhuhai, Foshan, Zhaoqing, Heyuan and Qingyuan);
(II) The government procurement record is not less than 1 year and the complete performance record is not less than 1 time;
(III) Good credit records without bad or illegal acts.
III. Product features
Long period: The quota is valid for up to 3 years for one-time approval. A single receipt for a loan is up to 3 years.
High limit: The maximum loan amount for a single account is RMB 100 million. The maximum amount of financing amount for a single order is 90%.
Recyclable: The quota can be automatically released and reused within the validity period and after the payment is withdrawn.
Fast loan: The annual total amount will be approved at one time. The loan can be directly lent without re-approval after presenting the documents.
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