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Home > Personal Business > Personal Deposit > Dream Deposit
发布时间:2024-01-17
“Dream Deposit” is a personal time deposit product that deposits a fixed amount of principal monthly and cashes the principal and interest at one time at maturity.
Product characteristics
1. Saving by month with various deposit periods
According to the amount of savings in each period, it is divided into “Little Wish” and “Big Dream” for interest accrual. There are two periods of interest, namely 1-year period and 3-year period.
2. Steady income and smart financial management
The larger deposit amount of a single period, the higher interest rate you will enjoy. You may cash the principal and interest at maturity and realize stable income.
3. Automatic payment with no worries
It can be automatically renewed every month by signing a contract at the counter or mobile banking. After signing the contract, our Bank will deduct the deposit amount of the current month from the transfer account on the day of deduction.
Rule hint
In case of any missing deposit in the middle of the process, it is necessary to make up the amount of two phases in the next month (date of occurrence of the first handling time after the year of the agreed period). If the amount is not made up, the product will be terminated. On the maturity date of the product, the interest of the amount deposited in the previous period will be calculated according to the product interest rate on the day of handling. Part of the product is not allowed to be withdrawn in advance, but the account can be closed in advance. The interest of the account can be settled according to the current interest rate of our Bank on the day of closing.
Handling channel
The business can be handled through branches,mobile banking and STM intelligent service terminalchannels.
* The domestic and foreign currency deposits taken by the Bank is subject to the protection according to the Deposit Insurance Ordinance.
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