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Jinmi Carbon Credit Mortgage

发布时间:2021-11-24

I. Product definition

The “Jinmi Carbon Credit Mortgage” is an environmental equity credit product issued by the Bank for enterprises holding carbon credits for energy-saving, emission reduction and renovation activities, carbon credit purchase, daily operation, and other needs.

  

II. Product features

Customized security: Enterprises apply for loans using the carbon emission credits they hold as collateral.

Diversified financing methods: Support enterprises holding carbon credits to carry out on- and off-balance sheet credit financing, including loans, bank acceptance bills, letters of guarantee, letters of credit and other businesses.

Enjoy green policy support: special support for exclusive credit line, green approval channel and other green credit policy.

  

III. Application requirements:

① Emission-control enterprises holding carbon credits that can be used normally and located in Guangdong Province, meet the requirements.

② The  registered office of the client is in Guangdong Province, and there are branches of the Bank in the local municipalities (Guangzhou, Zhuhai, Foshan, Zhaoqing, Heyuan, Qingyuan).

③ Good credit record, no misconduct or illegal behavior.