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发布时间:2021-11-24
[Definition of product]
Corporate Large-denomination Ceriticate of Deposit of Guangzhou Rural Commercial Bank is a corporate deposit business innovatively launched to meet requirements of interest rate liberalization. It is planned to adopt public offering by stages, set deposit term and interest rate individually, and provide more purchase choices for eligible clients, in order to help them achieve higher deposit earnings and to meet funds management requirements of various corporate clients.
[Scope of application]
It is applicable to corporate clients who have high requirements on deposit yield rate and of whom deposited amount meets our Bank’s relevant requirements.
[Functional characteristics]
1. Diverse selections of deposit term
According to public offering requirements of each issue of product, it is possible to set 9 different deposit terms including 1 month, 3 months, 6 months, 9 months, 1 year, 18 months, 2 years, 3 years and 5 years.
2. Liberal interest rate setting
According to public offering requirements of each issue of product, it is possible to adopt fixed or floating methods to set deposit interest rates at liberty.
[Handling procedure]
Step 1: Account opening
Clients need to apply for “Corporate Fixed Deposit E-Account” to sales counters of our Bank, in order to open a primary account (if the account has already been opened before, this step can be ignored).
Step 2: Product subscription
(1) If clients have corporate settlement accounts in our Bank, they can immediately subscribe products of certificate of large deposit in current period in our sales counters.
(2) If clients do not have corporate settlement accounts in our Bank yet, they can directly transfer funds for subscription into “Corporate Fixed Deposit E-Account” the primary account, and then subscribe products of certificate of large deposit in current period in our sales counters.
[Materials to be submitted]
1. Clients submit Corporate Fixed Deposit E-Account Business Document.
2. Clients provide valid originals and copies of identity documents of their agents.
3. Other materials required by the Bank.
Statement: Guangzhou Rural Commercial Bank Co., Ltd reserves the right to interpret all contents of the product.
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