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Home > Corporate Business > Corporate Lending > Jinmi Continuous Revolving Loan
发布时间:2020-06-29
I. Definition of product
Jinmi Continuous Revolving Loan is an innovative value-added service of working capital loans launched by the Bank. It refers to that the eligible clients can enjoy the credit extension business for seamless renewal of mature loans through renewal method without payment within the validity period of the credit extension.
II. Scope of application
①Working capital loan businessesare managed in Guangzhou Rural Commercial Bank, and the funds are used for production and operation;
②Borrowers have good credit records without bad records such as major overdue debts in the past 2 years;
③The credit extension period of working capital loan products for corporate clients does not exceed three years in principle.
III. Product features
Null cycle: Loan maturity and renewal are seamlessly connected, saving worries and time.
Null expenses: No additional expenses are charged except for loan interest, reducing costs and burdens.
Extensive and inclusive: Those who have no significant bad credit records in the past 2 years can enjoy it, benefiting enterprises and people.
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