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Home > Personal Business > Payment and Settlement > Rural Credit Bank Business
发布时间:2011-07-19
Definition of service
“Rural Credit Banks” personal account deposit and withdrawal service is the personal payment and settlement service available in China handled by clients through the Rural Credit Cooperatives, Rural Cooperative Bank and Rural Commercial Bank (hereinafter referred to as Rural Credit Bank Institutions) between the Rural Credit Bank Institutions
Basic functions
1. Deposit and withdrawal services: The cash deposit and withdrawal services can be handled in the Rural Credit Bank Institutions with these services in China.
2. Bank transfer service: Opening this service, clients can transfer money to personal accounts in the Rural Credit Bank Institutions through branch counters.
3. Balance inquiry: Clients can inquire the balance by the held bank cards or current passbooks of the Rural Credit Bank Institutions through the counters of the Rural Credit Bank Institutions in places different from the opening places.
4. Real-time electronic exchange: Clients can open this service in any operating branch of the Rural Credit Bank Institutions to handle the non-local cash remittance, non-local transfer, entrusted collection of payment and collection with acceptance services.
5. Draft of the Rural Credit Banks: The Bank has opened the bank draft service of the national Rural Credit Banks system.
Handling conditions
Holding bank cards or current passbook opened in the Rural Credit Bank Institutions, clients can handle the deposit and withdrawal, inquiry, transfer and other services in the counters of Rural Credit Bank Institutions with this service in China.
Prompt
No amount limit is set in the deposit and withdrawal services in the Rural Credit Banks. However, to withdraw a large amount of cash, clients should make an appointment at least one day in advance according to regulations in acceptance branches.
In case the single cash deposit service involving more than RMB 10 thousand should be handled, the valid ID card of depositor should be submitted. If agencies are entrusted, valid ID card of agencies should be submitted.
The valid ID card of the depositor should be submitted for withdrawal service. If agencies are entrusted, valid ID cards of depositors and agencies should be submitted at the same time.
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