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Home > Inclusive Finance > Business Products > Jinmi Villager Getting-Rich Loan
发布时间:2021-12-06
Driven production and operation by loans, achievable and feasible riches for villagers
Product introduction:The “Jinmi Villager Getting-Rich Loan” is a loan product specially designed by the Bank for the individual production and operation as well as the renovation of homestead rental estates of villagers, which can be recycled within the contract period. The maximum limit is RMB 10 million.
Loan limit:less than RMB 10 million.
Loan period:up to 10 years.
Loan purpose:for individual production and operation as well as renovation of rental estates on homesteads.
Repayment method:monthly/quarterly repayment, one-off principal payment at maturity, mixed repayment and other repayment methods with a certain grace period.
Warranty method:incomplete mortgage of homesteads, pledge and guarantee of villagers’ equity dividend rights.
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