Exclusive red envelopes for dining and entertainment consumption. The red envelope can be doubled to more than RMB 2000!

Red envelopes sent monthly: Cardholders swiping card for dining and entertainment consumption can enjoy the random amount reward of the red envelope, with each red envelope up to RMB 1000!

Red envelopes sent doubly: Total monthly red envelope amount can participate in the lottery of red envelopes sent doubly. A large red envelope of RMB 2000 can be obtained. The earlier you register, the greater your chance of obtaining the award!

Matters needing attention:

1. This activity is exclusive to cardholders of Full-Happiness Card and Full-Happiness Sendtou Card;

2. Dining and entertainment consumption refers to the UnionPay transaction whose merchant type code is in any of the following tables. Third-party payment transactions (WeChat Pay, etc.) and consumption transactions cancelled or returned within the next month will not participate in the red envelope reward activity:

3. Cardholders can obtain 1 red envelope for each dining and entertainment purchase (the consumption of the supplementary card will be included in the main card). The amount of red envelope is random. Each person can obtain a maximum of 8 red envelopes per month. For cardholders making multiple purchases at the same merchant in a month, they can participate in the activity with the first purchase per day and up to three purchases per month

4. For cardholders participating in the activity of “red envelopes sent doubly”, our Bank will deduct 999 points for participation each time. In case the cardholders’ Jinmi Card points balance is less than 999 at the time of deduction, they will be deemed as giving up the qualification of participating in the activity.

5. The red envelope given by swiping the card every month will be issued at the beginning of the next month. In case the clients gain the award in the activity of “red envelopes sent doubly”, the red envelope doubled will be issued before the end of the next month, and the red envelope will be returned to the main account of the clients’ credit card in the form of credit card amount.

6. In case the cardholders are under any of the following circumstances (including but not limited to): The credit card is being suspended or controlled, self-cancelled, non-payment of other debts to our Bank. Cardholders obtain awards by means of orders opening and consumption, or negotiated consumption, or fraudulent transactions. The cardholders violate the Credit Card Acceptance Agreement or this activity method or other relevant provisions. Our Bank reserves the right to disqualify them from using the rights and interests;

7. In case of any extension, change, or termination of the rights and interests, our Bank will notify the cardholders separately. Our Bank reserves the right to extend, change or cancel these rights and interests. The content of product rights and interests shall be subject to the latest announcement on the website of Guangzhou Rural Commercial Bank.