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5% cashback per month on global purchases and overseas purchases
Get 5% credit card payment rebate on global purchases and online overseas purchases with a single purchase of RMB 600 or more, up to RMB 4,800 for the year.
Campaign rules
1. This campaign is only for the master card holders, and the spending of the supplementary card is included in the calculation of the master card.
2. Card holders who make any purchase of RMB 600 (inclusive) or more in a single month (considered as T-month, a natural month) will enjoy 5% credit card payment rebate on the purchase amount, up to RMB 400 in a single month. Domestic consumption, domestic and foreign cash withdrawal transactions are not applicable to this campaign.
3. The credit card payment will be returned in 12 equal monthly installments to the card holder’s account from T+2 month (T month is the spending month), and the part that cannot be divided will be counted as the last installment.
4. Card holders must make one purchase per month for 12 consecutive months starting from T+1 month to receive the full 12 months of credit card payment rebate. If the card holder does not make any purchase in any month within the period, no credit card payment will be refunded for the corresponding month and the card holder will be deemed to have forfeited the credit card payment refund for the remaining months. The specific time of consumption records is based on the time of crediting in our bank system.
5. The credit card payment for month T+1 will be returned to the card holder’s account within month T+2.
6. The card holder will receive no more than the card holder’s monthly spending amount in a single month.
7. If the card holder’s credit card payment rebate for a particular month consists of credit card payment rebates from multiple months, the maximum rebate amount for the card holder for that month is also RMB 400.
8. The Bank reserves the right to disqualify the card holder from this campaign if he/she has any of the following circumstances (including but not limited to): the credit card held is suspended or controlled, the credit card is cancelled by himself/herself, other debts to the Bank are not repaid, the rewards are obtained by means of spending on behalf of others or false transactions, returned transactions, etc., violation of the Credit Card Acceptance Contract or the rules for this campaign and other relevant regulations.
9. Please note that if the benefits are extended, changed or terminated, the Bank will make another announcement. The Bank reserves the right to extend, change or cancel this benefit. Please refer to the latest announcement on the website of Guangzhou Rural Commercial Bank for the content of product benefits.
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