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Holders of our VISA Platinum Card can enjoy our High-Value Aviation Accident Insurance for free when they purchase their own air tickets in full or pay 80% or more of their own tour fare (excluding those who apply for refund afterwards).
| Insurance category |
Maximum coverage |
| Aviation accidental death |
RMB 2 million |
| Aviation accidental disability |
RMB 2 million |
Aviation Accident Insurance Terms and Conditions
1. This insurance service is for master card holders of Jinmi VISA Platinum Card.
2. If the card holder also owns other credit cards of the Bank (such as Diamond Credit Card, Full-Flight Credit Card, Full-Trip Credit Card, etc.) and obtains corresponding insurance services, he/she will not enjoy the benefits of this insurance repeatedly.
3. The insurance purchased by the Bank will take effect within 30 days after the first swipe of the card by the card holder, and the client will not be covered by the Bank before the insurance takes effect. Card holders are requested to activate the card as soon as possible after receiving the issued VISA Platinum Card in order to enjoy the benefits.
4. Card holders who purchase their own air tickets in full or pay 80% or more of their own tour fare (excluding those who apply for refund afterwards) with their VISA Platinum Card are eligible for this traffic accident insurance.
5. By signing the card at the time of application and at the back of the card, the card holder is deemed to have authorized Guangzhou Rural Commercial Bank to disclose his/her information for the purpose of processing the insurance service.
6. The insurance is valid for one year. If, during the validity period of the insurance, the master card holder cancels the VISA Platinum Card, the insurance will be terminated immediately. After the expiration of the insurance period, card holders can use Jinmi Points to redeem free insurance rights and benefits services valid for one year through the mall, WeChat official account, SMS and other channels with preferential ratios.
7. This insurance service is provided by the insurance company. The details of the coverage, duration and limits are subject to the detailed terms and conditions of the insurance plan, and the insurance company is responsible for any disputes arising therefrom or in connection therewith.
8. If you have questions about the content of the insurance service, you can check on our official website or call our customer service hotline to get the contact information of the insurance company.
9. The Bank reserves the right to cancel or modify the above insurance services, subject to the latest announcement on the website of Guangzhou Rural Commercial Bank.
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