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Home > Credit Card > Product Introduction > Car Owner Trip > Car Owner Card
Jinmi·Car Owner Card is an exclusive credit product customized for car owner client groups by our bank. The cardholder can enjoy a 12% discount for refueling, free car wash throughout the year, free designated driver, roadside assistance and car insurance installment free from interests and bank service charges.
Charging standards
An annual fee is charged when the Car Owner Card is activated. When the clients accumulate certain points, they can use the points to deduct the annual fee. The discounted annual fee will return to the credit account of clients in the form of the incentive credit card amount for deduction, with specific standards shown as follows:
| Product |
Chargeable service |
Favorable policy for the annual fee |
| Platinum card of car owners |
RMB 480/year |
The annual fee of a year can be converted and deducted from 250,000 points. The minimum threshold for annual fee convert is 100,000 points. It is acceptable to deduct the annual fee at the rate of 600 points=RMB 1 for the points less than 250,000 |
| Gold card for car owners |
RMB 180/year |
100,000 points are enough to convert the entire annual fee of the sixth year |
Please see Charging Standard for Jinmi Credit Card of Guangzhou Rural Commercial Bank for the annual fee and various charging standards of Jinmi· Car Owner Card
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