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Cardholders who apply for 6 or more bill installments and free installments with Co-branded Card can enjoy the discount of 3 installments

   

Cardholders who apply for 6 or more bill installments and free installments with Co-branded Card can enjoy the discount of 3 installments.

Rights and interests details:

1. Transaction by supplementary Cardholders shall be counted in the main card and shall be subject to the transaction by the main Cardholder.

2. Cardholders who handle more than 6 bill installments or free installments through any channel of WeChat, SMS, e-bill, mobile banking, phone banking or online banking can enjoy the discount of 3 installments. Cardholders will no longer enjoy any regular discount for installment activities of our Bank.

3. In case the quantity of installments is less than 6, you will not enjoy this discount. The following 6 installments shall be executed according to the standard installment rate. This discount is limited to bill installment, free installment businesses, and other types of installment will not participate in this discount.

4. After the successful handling of the installation business eligible for the discount condition, the system of our Bank will automatically not charge the first three installment commissions, but will start to charge the installment commission from the fourth installment.

5. To enjoy the discount of 3 installments for 6 installments, Cardholders need to select to pay the fee equally in each installment. The discount is not available in case Cardholders select to pay the fee in a sum.

6. In case cardholders apply for 6 or more bill installments or free installments business, they are required to make at least 4 installments (including) before they can apply for prepayment. There is no minimum amortization limit for the application of prepayment for the installment business which does not enjoy this discount.

7. Please refer to Jinmi Credit Card Bill Installment Business Terms of Guangzhou Rural Commercial Bank for bill installment business terms, and Jinmi Credit Card Free Installment Business Terms of Guangzhou Rural Commercial Bank for free installment business terms.