If the cardholder consumes in the shopping merchants, the cardholder will give the first five random gifts each month, and the maximum amount of each refund is RMB 388.

1. This activity is exclusive to the main cardholder of Jinmi Goddess Card and the supplement card of Goddess Card is deemed as the main card for order.

2. Shopping merchants mainly include offline merchants and online shopping malls:

(1) Offline merchants include department stores, duty-free stores, toy stores, etc., which specifically refer to UnionPay transactions with merchant type code of any one of the following types. The qualified MCCs are as follows:

(2) Online shopping mall refers to Jingdong and Vipshop.

3. Cardholders who purchase by credit card consumption or Quickpass payment at offline merchants, or bind Goddess Card to Jingdong or Vipshop to pay by Jingdong or Vipshop, can meet the conditions of receiving free purchase money.

4. The cardholder can get cash back in the first 5 purchases of the above-mentioned merchants every month, of which only two shopping opportunities are given to the same merchant, and the maximum return amount is RMB 388 per month.

5. The purchase money will be returned to the cardholder’s credit card account by the end of the next month of the eligible month.

6. If the transaction is cancelled or returned in full, the purchase money will not be given; If there is a partial return, it will be converted according to the actual transaction amount according to the original cash back ratio and presented; If the cancellation and full return take up the number of gifts in the current month, it will not be supplemented.

7. If the cardholder has the following circumstances (including but not limited to): The credit card is suspended or controlled; the credit card is cancelled by oneself; other debts of our Bank are not paid off; multiple and small amount transactions occur frequently in a short period of time; rewards are obtained by means of splitting the bill or consuming on behalf of others or false transactions; system loopholes or technical means are used to obtain rewards beyond the activity rules; in case of violation of the Jinmi Credit Card Collection Contract of Guangzhou Rural Commercial Bank, the Articles of Association of Guangzhou Rural Commercial Bank, the measures and other relevant provisions, our Bank has the right to cancel its qualification to participate in the bank’s activities, and we reserve the right to directly deduct the value of the reward gift from the cardholder’s credit card account or take other corresponding legal measures without further notice.

8. Guangzhou Rural Commercial Bank has the right to change the content and rules of this activity according to the national regulations and business needs. The specific content and details of the activity are subject to the latest announcement of Guangzhou Rural Commercial Bank.

9. The right of final interpretation of the rights and interests belongs to Guangzhou Rural Commercial Bank.