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Jinmi Village Community Executives Loan
2020-03-25
Definition of product: It refers to a new type of production and operation loan issued by the Bank to the eligible natural persons after automatic acceptance and approval by the system, which is handled by the village community executives through electronic channel of the Bank throughout
Applicable objects: Village community executives in Guangzhou.
Functional characteristics:
◇Full-automatic: The loan will be approved by the system automatically.
◇Full credit: Borrowers do not need to provide collateral guarantee and can borrow and return at their sole discretion.
◇All-day: 24-hour online system operation in real time.
◇All online: online application, online authorization, automatic approval and self-service withdrawal.
◇High limit and low interest rate: Loan finance of up to RMB 500,000 with a minimum annual interest rate of 6%.
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