Product introduction: It refers to the RMB loan provided for eligible participants in the pig breeding industry chain (including enterprises in industries of feed processing, epidemic disease prevention and control, pig breeding, slaughtering and processing, transportation and logistics, etc.) to meet the fund demand in the process of production activities in the modern pig breeding industry, and to provide periodic funding support for disaster recovery according to the market economic cycle of pig breeding.

  

Loan limit: It is determined comprehensively based on the situation of the borrower. For those used in the construction of fixed asset projects, in principle, the maximum loan limit does not exceed 80% of the total actual costs to be paid in the process of project construction.

  

Loan period: It is determined comprehensively based on the loan purpose of the borrower, production and operation cycle, repayment sources and the remaining period of contracted production and operation sites, etc.; among them, for the aspect of pig breeding in pig breeding enterprises and individual farmers for the purpose of fixed asset project construction, in principle, the term shall not exceed 5 years with a maximum term of not exceeding 8 years.

  

Loan purpose:

1. Make payment for the purchase cost of production materials related to pig breeding such as feed, veterinary drugs, vaccines, piglets, breeding sows, etc., and the cost of introducing breeding stock, etc.

2. Meet the liquid fund needs of daily operation turnover of enterprises in the pig breeding industry chain, including feed processing, epidemic disease prevention and control, pig breeding, slaughtering and processing, transportation and logistics, etc.

3. Make payment for the fixed asset fund needs of pig breeding enterprises and individual farmers in the pig breeding chain for pig barn construction, site infrastructure construction, equipment purchase and other basic project construction.

4. Meet the periodic fund demand for disaster recovery of pig breeding enterprises and individual farmers during the downward period of the industry cycle according to the market economic cycle of pig breeding.

  

Guarantee option: Combination of comprehensive guarantee options combined with the actual operating conditions of enterprises in different stages of each industry, including but not limited to:

1. Means of mortgage

(1) Mortgage of real estate such as property and land;

(2) Floating mortgage of personal property such as breeding houses (e.g. pig barns, pigsty, etc.), large-scale breeding machinery, production equipment, etc.

(3) Floating mortgage of living biological assets such as pigs and livestock;

(4) Mortgage of rights such as land contracting and management rights and forest ownership.

2. Means of pledge: pledge of enterprise equity, trademark right, etc.

3. Method of guarantee: guarantee of core enterprises and shareholders (or actual controllers), etc.

4. Other guarantee methods in line with the provisions, not limited to cooperation with financial re-guarantee organizations and other ways to combine customized guarantee methods.