The Enterprise Online Banking of Guangzhou Rural Commercial Bank provides 7×24 hours round-the-clock service, clients can handle account management, bank transfer and remittance, withholding issuance and deduction, investment and finance, electronic commercial bills, international settlement and other services anytime and anywhere.

  

I. Corporate Online Banking Opening Versions

Clients can choose to sign up for the Enterprise Online Banking Professional Version and Enterprise Online Banking Public Version according to their actual needs. The specific differences are as follows:

Clients who sign up for the professional version can handle all the business functions of enterprise online banking, and need at least two operators, who are responsible for input and authorization respectively.

Clients who sign up for the public version can only handle non-financial transactions such as account inquiry, electronic receipt printing and electronic reconciliation, etc., and only need one operator at least.

  

II. Functions introduction

(I) Account management functions

With inquiry, downloading and printing services for account transaction details, balance and other information provided, clients can promptly understand the financial situation, comprehensively master the enterprise’s fund dynamics.

Specific functions include: Account balance inquiry, account details inquiry, loan details inquiry, electronic receipt printing, electronic reconciliation, etc.

  

(II) Transfer and remittance functions

Through convenient operation process, safe bank transfer and transaction, authorization setting and friendly interface setting, we provide you with safe, stable, convenient and fast fund transfer and payment and settlement services, and carry out the efficient operation of enterprise funds.

Specific functions include: Intra-enterprise transfer, intra-bank transfer, inter-bank transfer, batch transfer, reservation transfer, payment transaction inquiry/maintenance, etc.

  

(III) Withholding issuance and deduction functions

Provide the fund withholding service of employee’s salary, reimbursement and other legal funds; also provide service for enterprises that sign withholding charge agreement with clients to collect all kinds of personal fees.

Specific functions include: Batch withholding issuance, batch inter-bank withholding issuance, intra-bank single real-time withholding issuance, inter-bank single real-time withholding issuance, withholding issuance business maintenance, payroll entry, payroll maintenance, batch deduction, batch deduction transaction maintenance, etc.

  

(IV) Investment and financial management functions

Clients can use the company account with the authority of investment and finance to handle the subscription, cancellation and inquiry of CD, public finance and other products, as well as the roll-in and roll-out of fixed term deposits through enterprise online banking.

Specific functions include: Purchase, transfer and redemption of CD; integrated inquiry, subscription, cancellation and redemption of financial products; from fixed term to current term, from current term to fixed term, from fixed term to call deposits, from call deposits to reservation drawing

  

(V) ECD（Electronic commercial draft) functions

Clients can handle the business of issuance, endorsement, discount, prompt for payment of the ECD（Electronic commercial draft) through the enterprise online banking with the company account that has opened the ECD（Electronic commercial draft).

Specific functions include: Reminder of business to be done, registration of issuing information, acceptance, receipt, withdrawal, endorsement, discount, prompt for payment, inquiry of holding bills, inquiry and maintenance of electronic ticket business, etc.

  

(VI) International service functions

Clients can handle foreign exchange settlement and sale, inward remittance confirmation, outward remittance, import L/C, import collection and other business through enterprise online banking.

Specific functions include: Foreign exchange settlement entrustment, foreign exchange sale entrustment, inward remittance confirmation, outward remittance; import L/C establishment, acceptance and payment; import collection, acceptance and payment, etc.

  

III. Operation handbook

Clients can obtain the Use Handbook for the New Generation of Enterprise Online Banking of Guangzhou Rural Commercial Bank and the concise Operation Guide of Common Functions of the New Generation of Enterprise Online Banking from the download center of our Bank (http://www.grcbank.com/grcbank/fzlm/xzzx/index.shtml), which give a detailed description of each specific operation step of our online banking business.

  

IV. Demonstration version

Clients can experience the operation of our enterprise online banking directly through the demonstration of enterprise online banking (link: http://corporbank.grcbank.com:448/#/loginpre/Welcome).

For more information, please contact our client manager or branch, or call our client service hotline 95313 for consultation.