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Jinmi Xianjin Bao wealth management is the open net-value wealth investment product
2021-02-26
Jinmi Xianjin Bao wealth management is the open net-value wealth investment product with the highest liquidity in the Bank and can be subscribed and redeemed at any time. The redemption investment will be transferred to accounts in real time. Besides, it will carry money at the subscription day if you subscribe the product before 3 p.m. in business days. Interests will be obtained in each business day and will be counted according to the compound interests. The annual yield in seven days is only for reference of historical investment and does not represent the actual returns for clients.
Product characteristics
1. Purchasing at any time
Clients can pre-subscribe or subscribe the product at any time and do not need to wait for the open time of the product. Clients can enjoy that day returns if subscribing the product before 3 p.m. in open days. They will enjoy the returns in the next open day if subscribing the product after 3 p.m. and before the 9 a.m. of open days.
2. Withdrawal at any time
Clients can redeem the product at any time and the redeemed amount will be transferred to accounts in real time. Besides, clients can accumulatively redeem up products to 50 thousand pieces and should kept at least 1 thousand pieces after 3 p.m. and before 9 a.m. in open days.
3. Daily returns
The net returns of the product in all business days will be daily transferred to the client wealth management account in the share dividend form and counted in the income distribution in the next day.
4. Cash management
The initial investment amount of the product should be no less than RMB 10 thousand with the unit of RMB 1. Clients can redeem the product at least one piece.
Handling channel
The service can be handled in the mobile banking and online banking.
Prompt
1. When clients redeem the product, the system may prompt that “the minimum reserve amount of the product is RMB10 thousand”. This is because clients submit the redemption in the non-transaction time. Clients can successfully redeem all products from 9 a.m. to 3 p.m. in business days.
2. The product is a T+0 high fluidity wealth investment product with the possibility of redemption of huge amount of money. If the redeemed capital in a day exceeds a certain proportion, the bank may suspend the redemption condition of clients. Therefore, clients should make a good capital arrangement in advance.
3. The annual yield in seven days of the product is only for historical investment reference and does not represent the actual returns for clients.
Tips:
1. The previous performance of wealth investment products does not mean the future performance and is not equal to the actual return of wealth investment products. The investment must be cautious.
2. Wealth investment products do not mean deposit. Due to risks in products, the investment must be cautious.
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