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Personal Banking

Installment Fixed Deposit


The customers need to accumulate their monthly surplus, they can choose the Installment Fixed Deposit. It refers to the service that customers deposit a fixed amount of funds on a monthly basis and withdraw both principals and interests at one time on the maturity day.


1.    Wide application and simple procedure

2.    It can gather together the scattered funds and yield better gains.

3.    The minimum deposit amount of RMB5.

4.    Various deposit terms: one year, three years or five years.

5.    A fixed amount of funds need to be deposited on a monthly basis: If the customer omits to deposit any amount halfway, he/she has to supplement the balance in the subsequent month. Failure to deposit the deficient amount constitutes a breach and no renewal or supplement will be accepted after that.

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