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Time Deposit with Regular Interest Withdrawal


Customers having idle fund and only withdrawing interest as petty cash can choose the Time Deposit with Regular Interest Withdrawal. It refers to a kind of time deposit that the depositor deposits the principal in a lump sum, withdraws the interest for several times, and gets the principal returned when it is on maturity.


1.    The minimum deposit amount is relatively high (RMB5000) and the balance held on deposit is stable.

2.    Various deposit terms: one year, three years, or five years.

3.    Interest payment in installment: Consumers shall not withdraw interest ahead of interest withdrawal day. If the consumers have not withdraw due interest after the interest withdrawal day, such consumers may withdraw the interest above at any time, with no compound interests.

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