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Time-demand Deposit

Introduction:

The consumers having large sum of surplus who will withdraw the whole amount at any time in the near future can choose Time-demand Deposit. It refers to a deposit service that customers won't set deposit term when making deposit, and they deposit principals at one time and can withdraw the principals at any time.

Features:

1.    It combines the advantages of time deposits and the convenience of demand deposits. The interest rate varies with the length of the deposit term. The longer the term is, the higher the interest rate is.

2.    The minimum deposit amount of RMB50.

3.    Easy withdraw that the principal can be deposited/withdrawed at one time.

4.    Interest rates are calculated as follows: Where the deposit term is more than three months and less than a year, the interest rate would be 60% of the interest rate of Lump Fixed Deposit for the same term. Where the deposit term is no less than a year, the interest rate would be 60% of the interest rate of one-year Lump Fixed Deposit. Where the deposit term is less than three months, the interest rate will be that of the Demand Deposit.

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