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Demand Deposit

Introduction:

1.    The demand deposit refers to a deposit service, without any deposit term limitation, that cash deposits and withdraws can be made at bank counters or bank self-service equipment with bank cardpassbook or reserved password during bank business hours.

2.    The minimum deposit amount of RMB demand deposit is RMB1, and the minimum deposit amount of foreign currency demand deposit is not less the value of foreign currency that is equivalent to RMB20.

Features:

1.    It is suitable for all customers;

2.    Customers can deposit and withdraw money through simple procedure at any time;

3.    Flexible use of funds

4.    The minimum deposit amount of RMB demand deposit is RMB1 and the minimum deposit amount of HKD/USD demand deposit is not less the value of HKD/USD that is equivalent to RMB20.

5.    Deposits and withdrawals are processed at any branch bank of GRCB and rural credit cooperatives nationwide.

Service Channel:

1.    Open an account: banking outlets (hyperlinks)

2.    Deposit and withdrawal: self-service equipment (ATM / CDS / multimedia terminal) and banking outlets

3.    Inquiry, transfer, remittance service channels: Telephone banking, internet banking, self-service equipment (ATM / CDS / multimedia terminal) and banking outlets.

Introduction:

1. The demand deposit refers to a deposit service, without any deposit term limitation, that cash deposits and withdraws can be made at bank counters or bank self-service equipment with bank cardpassbook or reserved password during bank business hours.

2. The minimum deposit amount of RMB demand deposit is RMB1, and the minimum deposit amount of foreign currency demand deposit is not less the value of foreign currency that is equivalent to RMB20.

Features:

1.    It is suitable for all customers;

2.    Customers can deposit and withdraw money through simple procedure at any time;

3.    Flexible use of funds

4.    The minimum deposit amount of RMB demand deposit is RMB1 and the minimum deposit amount of HKD/USD demand deposit is not less the value of HKD/USD that is equivalent to RMB20.

5.    Deposits and withdrawals are processed at any branch bank of GRCB and rural credit cooperatives nationwide.

Service Channel:

1.    Open an account: banking outlets (hyperlinks)

2.    Deposit and withdrawal: self-service equipment (ATM / CDS / multimedia terminal) and banking outlets

3.    Inquiry, transfer, remittance service channels: Telephone banking, internet banking, self-service equipment (ATM / CDS / multimedia terminal) and banking outlets.

How to open an account:

1.    Customers need to go to GRCB banking outlets with their valid IDs to open demand deposit accounts.

2.    The valid IDs include:

(1)    Chinese citizens who are over 16 years old and live in China need to show residential IDs or temporary IDs.  Military personnel and armed police without resident IDs may show military personnel and armed police IDs. The overseas Chinese living at home or abroad have to show Chinese passports.

(2)    Chinese citizens who are under 16 years old and live in China need to open the accounts through their guardians with showing guardians' valid IDs and account user's residential IDs or household registers.

(3) The residents from Hong Kong and Macao, need to show their Hong Kong and Macao residents' permits to entry Chinese Mainland. Taiwan residents need to show the Entry Permit of Taiwan Residents to Chinese Mainland or other valid travel documents.

(4)    Foreigners need to show passports or alien permanent registration card (foreigners living border areas need to follow the rules stipulated by border trading settlement).

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