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Corporate Banking

Spot dynamic pledge credit

Introduction

Granting credit in the spot dynamic pledge model refers to the credit business that an enterprise pledges its own movable property or the movable property legally owned by a third person, also known as the "approved inventory model". Our bank approves a limit to the minimum value of pledged spot goods of the enterprises; for the goods above the limit, enterprises can use a system of barter or redeem the goods by paying deposits.


Scope of application

It's applicable to the enterprises that have stable inventory balance of stock, more consistent varieties, and easily approved value of the pledge, and also to the enterprises whose stock is frequently in and out of the warehouse and that continue to purchase goods.


Features

1. To resolve the problem of funds occupation by stored goods, and expand the operation scale;

2. To obtain credit from our bank when having no other collateral or pledge;

3. To have a flexible way of goods delivery, for which a system of barter can be used and remittance can be made to redeem the goods.


(Note: For details, please call 961 111 or come to the nearby GRCB outlet.)

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