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Corporate Banking

Machinery and equipment mortgage loans

Introduction

It refers to the mortgage loan business that is provided for specific dealers to sell machinery and equipment or buy special-purpose equipment.


Scope of application

It is applicable to the SME customers who purchase easy-for-realization machinery and equipment, have strength and are less willing to default.


Features

· Movable property is taken as mortgage to ease the pressure on business turnover.

· The percentage of mortgage is high, conducive to the expansion of the business scale.


Procedures

1. Submit application materials to a managing branch of our bank.

2. Our bank conducts internal review.

3. After the approval by our bank, the registration procedures for machinery and equipment mortgage will be completed, and the loan funds will be transferred to the equipment supplier.


Documents to be submitted

1. The borrower's business license, organization code certificate, tax registration certificate and other basic materials.

2. The borrower's latest financial statements, bank clearing bills, purchase and sale contracts, and so on.

3. The borrower's certificate of making the initial payment for the purchase of the equipment.

4. The guarantor's information.


(Note: For details, please call 961 111 or come to nearby GRCB outlet.)

Call Centre 961111 Micro Loans Services

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