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Corporate Banking

Institutional demand deposits

Introduction

Institutional demand deposits are corporate deposits that corporate units (including enterprises, institutions, agencies, military units, social organizations and other economic entities, and so on) can transfer, deposit and withdraw at any time after opening a settlement account in our bank without appointing the term of deposits and on which interest is calculated on a quarterly basis according to the demand deposit interest rates published by the People's Bank of China.


Target customer

Enterprises, institutions, agencies, military units, social organizations and other economic entities.


Features

Flexible and convenient for depositing and withdrawal; satisfying the needs of a unit's temporarily idle funds in daily income and expenses and deposits; and obtaining interest income.


Conditions for application

Opening a settlement account.

1. In case of opening a settlement account, the unit should fill in the account application form and provide the required supporting documents (original business license, official written remarks, registration certificate, organization code certificate, etc.); the effective ID card of the person in charge of the corporation or unit. If the handling person is not the person in charge of the corporation or unit, the ID card of the agent must be provided; specimen seal impression and signature cards (including the unit's financial seal, the seal of the unit's legal representative and the seals of financial personnel, and so on).

2. In case of opening a general deposit account, the unit should open such an account in banking institutions other than the bank in which the basic deposit account is opened.


(For details, please come to the nearby GRCB outlet or contact GRCB call center 961 111)

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