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Corporate Banking

Intelligent Deposit B

 

Introduction

Based on the corporate call deposit and tailored to the needs of the wealth management of settlement accounts, the Intelligent Deposit B is a new RMB deposit product with the function of intelligently updating wealth management, and can automatically choose the interest methods according to the changes in the balance of accounts.


Functions

· Business processing: After successful application, this business will be automatically opened in the original settlement account and there is no need to open a new account.

· Interest method: The starting amount of this business is RMB5 million. Where the balance of the settlement account is not lower than the starting amount for seven consecutive days, the interest will be calculated according to the seven-day call deposit interest; Where the balance of the settlement account is not lower than the starting amount for less than seven days, the interest will be calculated according to the one-day call deposit interest Where the balance of the settlement account is lower than the starting amount, the interest will be calculated according to the demand deposit.

· Interest settlement cycle: GRCB system will automatically settle interests and transfer according to changes in the balance of settlement accounts on a monthly basis.


Features

· Flexible deposit and withdrawal and simple procedures: just signing for it, you can get this business opened in your original settlement account.

· Smart setup and segmented interest-bearing: automatically maximize revenues.

· You can enjoy both the convenience of demand deposit and high profit of call deposit.


Procedures

1. Customers fill out the Application for Corporate Intelligent Call Deposit of Guangzhou Rural Commercial Bank with seal affixed and specimen seal impression reserved and submit it to the accounting counter of the branch.

2. The accounting counter and the business management department check up the documents separately, affirm the customer's qualifications, and then determine the initial amount.

3. The opening operation is carried out by the accounting counter in the integrated business processing system, and then the customers are informed.


Documents to be submitted

1. Customers who have opened unit settlement account only have to submit the Application for Corporate Intelligent Call Deposit B of Guangzhou Rural Commercial Bank.

2. Customers with newly opened unit settlement accounts are required to submit the business license, code certificate, tax registration certificate, ID of the legal person (the agent) as well as the Application for Corporate Intelligent Call Deposit B of Guangzhou Rural Commercial Bank.


(For details, please come to the nearby GRCB outlet or contact GRCB call center 961 111)

Call Centre 961111 Micro Loans Services

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